By E. Thomas McClanahan, Kansas City Star Editorial Page columnist

Florida's move wasn't in the area of health insurance. It was property insurance. The state's property-insurance arm originally had above-market rates, but later it began competing directly with private insurers.
Now it handles a sizeable portion of the market, but lacks the financial backup to handle a bad hurricane. In other words, the taxpayers are on the hook.
This is exactly what will happen if Congress passes a public option -- even one that initially offers above-market, non-competitive rates. With that vehicle in place, Democrats will exert constant pressure to force public-option rates down, and soon it will begin to rapidly displace many of the private-sector operators, setting the nation on the road to single-payer health care. But then, that was the goal all along, wasn't it?