By E. Thomas McClanahan, Kansas City Star Editorial Page columnist
One of the most persistent myths regarding health care reform is that it will improve America's international competitiveness. After all, the argument runs, our companies are saddled with ever-rising insurance costs, which companies in many countries don't have to pay. Rep. Henry Waxman, for example, has said reform "is something to do right now to help fix our economy."
But what congressional Democrats have in mind won't "fix" our economy, it will weaken it.
As with so many of these myths, the Congressional Budget Office has been a key source of rebuttal. As the CBO pointed out (page 167), employee pay is set by the supply and the demand for labor. Health insurance is simply part of total pay. Workers bear the costs of such benefits by receiving lower cash wages. If companies didn't have to buy health insurance they'd still have to pay the same amount in terms of total compensation; cash and other benefits would increase "by roughly the amount of the reduction in health benefits for firms to be able to attract the same number and types of workers."
In the short-term, companies would save money and enjoy higher profits. But they "would experience no permanent change in their competitive status."
As CBO Director Doug Elmendorf testified to the Senate, providing health insurance to workers is "not a competitive disadvantage to U.S.-based firms."
Another big misconception is that cost-shifting is a major financial burden. This occurs when the uninsured use the safety net, such as emergency room care, and the rest of us pick up the cost in higher premiums or hospital charges. Elmendorf again: "Overall, the effect of uncompensated care on private-sector payment rates appears to be limited."
According to the CBO, pursuing universal coverage by expanding government won't lower overall costs, it will raise them. As a result, people will have to pay higher insurance premiums or higher taxes.
If there's an economic model that says higher government-imposed costs is a route to a more prosperous and competitive economy, I'm not aware of it. As David Brooks aptly put it, what we're watching in Washington is less like reform and more like "fiscal suicide."









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The libs Idea of Tort Reform...
http://biggovernment.com/2009/10/30/pelosi-health-care-bill-blows-a-kiss-to-trial-lawyers/#more-23042
Eliminates Corruption Galore & Bankruptcy
Go To: http://www.healthcare-now.org/hr-676/
Politicians,medical insurance industry,the media and others opposed to practical,fiscally responsible,fiscally conservative and the most comprehensive medical insurance ever presented to consumers are playing the USA public for fools.
http://www.opensecrets.org/news/2009/06/diagnosis-reform.html
What increases the cost of medical insurance? High dollar reckless spending on:
• its bureaucracy
• profits
• high corporate salaries
• advertising
* over charges
• sales commissions
• Shareholders CERTAINLY increases the cost of insurance
• Special interest campaign dollars
* Golden parachutes
* Politicians as shareholders:
http://www.washingtonpost.com/wp-dyn/content/article/2009/06/12/AR2009061204075.html
How will HR 676 and ONLY HR 676 reduce costs by $400 billion annually?
• Eliminates industry high dollar bureaucracy
• Eliminates obscene profits
• Eliminates high corporate salaries
• Eliminates advertising
* Eliminates billions in over charges
• Eliminates sales commissions
• Eliminates high dollar Shareholder dividends
• Eliminates Special interest campaign dollars
* Eliminates Golden parachutes
In general eliminates reckless spending of YOUR health care dollars
* Eliminates Politicians as shareholders:
http://www.washingtonpost.com/wp-dyn/content/article/2009/06/12/AR2009061204075.html
* Eliminates Insurers Wrongfully Charging Consumers Billions http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401636.html
*Eliminates Leading Cause Of Bankruptcy
http://www.consumeraffairs.com/news04/2005/bankruptcy_study.html#ixzz0IQKZLHHh&C
Smart National Health Insurance is Prudent
Smart National Health Insurance will save $400 billion annually by eliminating the high overhead and profits of the private health insurance industry and HMOs according to the Congressional Budget Office. Reduces admin waste,negotiates budgets for hospitals and purchases drugs in bulk = $400 billion in savings annually.
National Health Insurance does not remove competition from the actual health care industry. It will be alive and well. Profits will be based on customer service and clinic performance based on the clients experience. CHOICE returns to the clients ballpark.
Prudent reasons why National Health Insurance for All should be the choice for all in America: http://www.healthcare-now.org/ ( TRUE PUBLIC OPTION)
65% want citizen/taxpayer supported National Health Insurance plan:
http://www.nytimes.com/imagepages/2009/09/25/us/politics/25pollgrx.html
Never never never forget… It is the private medical insurance industry that cancels YOUR medical insurance AFTER taking YOUR MONEY for years.
Smart National Health Insurance WILL NOT cancel your coverage.
Bankruptcy due to medical bills CANNOT happen with Smart National Health Insurance.
Smart National Health Insurance = CHOICE across the board
Smart Medicare Insurance for All will not only improve our quality of life but also our wallets. Yes we would have more expendable cash for birthdays,Christmas, vacations and investments.
Smart National Health Insurance is fiscally prudent.
This will only make things worse.
Most of the so-called uninsured are able to afford insurance but don't buy it because they are young and healthy and think they don't need it, are already eligible for medicaid, or are illegals. Those remaining expect to pay nothing for any part of Obamacare, as do a LOT of other people. When they find out they will have to pay a premium, pay deductibles, and pay co-pays for services received, they just won't buy a policy, even the public option. They won't buy any insurance, they already pay no federal income taxes so they will get their refundable credit which is cash, and they have incomes too low to get fined or will just not pay it (since I'm sure they will get the credit even if they don't), and when they get sick they will go to the ER and expect to be treated for free. We will have exactly the same situation we have now, except that (at least) those 10-12 million people will be getting a check for thousands of dollars, complements of the taxpayers and that will add to the deficit, every year at tax time. The remainder of the scenario for them will remain exactly the same.
People who have employer insurance or private insurance, and pay federal income taxes (ie. are already responsible human beings) will lose their employer/private insurance, will have to pay twice as much in premiums for the 'public' option because it's the only option, will receive less care of lesser quality, and will have to pay much more in taxes so those that refuse to buy insurance can still get colds treated in the ER AND get their cash tax credit.
Why pay the expensive medical insurance industry anything?
Why pay the most expensive medical insurance industry in the world anything?
Never never never forget… It is the private medical insurance industry that cancels YOUR medical insurance AFTER taking YOUR MONEY for years. Years and hundreds of thousands dollars later no one has any guarantee of any coverage.
Not only that if an employer makes a switch there is no guarantee any coverage or same coverage will be available.
Face it what wayyyyyyyyyyyyy too many healthy citizens pay out to insurance companies in a 12 month period they would never spend that much in 12 months no way jose'... with very very few exceptions. So why are we giving a middle man so much money? What's the point?
Paying out all that money is no guarantee the most expensive insurance industry will stick with you when the bills come rolling in.
Think about it. It's so many many many working people WITH insurance that are being forced into bankruptcy. Why pay an insurance company anything?
The Obamacare SCAM is criminal and nauseating
As we can see, the stench of the Obamacare SCAM keeps on growing and is so nauseating, even Democrats want distance themselves from it. Obama and his accomplices may paint the scam in different colors and call it by different names, but people understand it's a SCAM, a power grab that will further destroy our health care, our economy and our country.
To solve our healthcare problems, we need to go in the OPPOSITE DIRECTION to Obamacare. The last thing we need is more backroom deals, more corruption, more debt, and more ACORN-type bureaucracy.
Obamacare will destroy businesses
By taxing employment, the criminal Obamacare scam will further destroy small businesses, increase unemployment, destroy our economy, destroy our country, and destroy our freedom.
The fact that Obama and his accomplices are forcing us to swallow the Obamacare scam and socialim/Marxism is also discouraging people from starting businesses. Who wants to waste money, time and effort if the government can take it all away from you?