More inroads for Obamacare
The Kansas City Star
Some more consumer-friendly elements of the Affordable Care Act, or Obamacare, if you prefer, phased in this week.
Most private insurance plans will have to phase out co-payments and deductibles for some preventive services, such as well-woman visits, breastfeeding support and supplies and testing for HIV, gestational diabetes and human papillomavirus. Those rules will apply to policies which get started or renewed after Aug. 1.
Oh, and the insurers will also have to provide birth control free of charge in most cases.
Also, millions of consumers are receiving refunds or premium credits from insurance companies which broke the so-called 80-20 rule — the one that says insurers must spend 80 percent of their annual premium income on patient care or quality control.
This is all great news for patients and consumers. Once these provisions are rolled out, it’s going to be hard to stuff them back into the box. But that hasn’t stopped Senate Minority Leader Mitch McConnell from writing this piece, in which he vows that Congress will “get this monstrosity off the books.” Not likely.